diff --git a/src/libs/perm/compilers/sql.ts b/src/libs/perm/compilers/sql.ts
index 7bca39e..14b7cc7 100644
--- a/src/libs/perm/compilers/sql.ts
+++ b/src/libs/perm/compilers/sql.ts
@@ -32,6 +32,7 @@ import {
 } from '../consts.ts';
 import { PERM_ERROR_MSG_NO_SQL_ALLOW, PERM_ERROR_MSG_SQL_RESIDUAL } from '../errors.ts';
 import { actionMatches } from '../match.ts';
+import { getPath } from '../path.ts';
 import type { ExprIR, PolicyIR, QueryCompiler, QueryPlan, SubjectRef } from '../types.ts';
 
 export interface SqlCompileResult {
@@ -99,15 +100,23 @@ export function createSqlCompiler(options: CreateSqlCompilerOptions = {}): Query
 						return param(expr.value);
 
 					case PERM_EXPR_REF:
+						// `actor` and `context` references read whatever the runtime
+						// passes — possibly nested objects (e.g. `actor.risk.mfa`).
+						// The runtime evaluator uses `getPath()` so the SQL compiler
+						// must do the same; otherwise dotted paths split inconsistently
+						// (the in-memory eval would resolve `risk.mfa`, the DB filter
+						// would key the actor by the literal `'risk.mfa'` property).
 						if (expr.root === PERM_ROOT_RESOURCE) return `${alias}.${columnName(expr.path)}`;
 						if (expr.root === PERM_ROOT_ACTOR) {
 							const value = expr.path
-								? (input.actor as Record<string, unknown>)[expr.path]
+								? getPath(input.actor, expr.path)
 								: input.actor;
 							return param(value);
 						}
 						if (expr.root === PERM_ROOT_CONTEXT) {
-							const value = expr.path ? input.context?.[expr.path] : input.context;
+							const value = expr.path
+								? getPath(input.context, expr.path)
+								: input.context;
 							return param(value);
 						}
 						return undefined;
diff --git a/src/libs/perm/test/sql-nested-paths.test.ts b/src/libs/perm/test/sql-nested-paths.test.ts
new file mode 100644
index 0000000..78382f7
--- /dev/null
+++ b/src/libs/perm/test/sql-nested-paths.test.ts
@@ -0,0 +1,132 @@
+/**
+ * Regression test for the audit P1 finding "SQL compiler does not
+ * resolve nested paths the same way runtime evaluation does".
+ *
+ * Before the fix, `actor.path` and `context.path` references in the
+ * SQL compiler used a literal property lookup
+ * (`(input.actor as Record<string, unknown>)[expr.path]`), so a
+ * dotted path like `risk.mfa` produced `undefined` from the compiler
+ * while the runtime evaluator (which uses `getPath`) resolved it to
+ * the nested value. The fix routes both through `getPath`, so the
+ * SQL parameter and the in-memory comparison agree.
+ */
+
+import { describe, expect, it } from 'vitest';
+import { createSqlCompiler } from '../compilers/sql.ts';
+import {
+	PERM_EFFECT_ALLOW,
+	PERM_EXPR_CONST,
+	PERM_EXPR_EQ,
+	PERM_EXPR_REF,
+	PERM_ROOT_ACTOR,
+	PERM_ROOT_CONTEXT
+} from '../consts.ts';
+import type { PolicyIR, SubjectRef } from '../types.ts';
+
+const schema = { tenants: false, attributes: {} } as never;
+
+describe('createSqlCompiler — nested actor / context paths', () => {
+	it('resolves a nested actor path with getPath instead of a literal lookup', () => {
+		const compiler = createSqlCompiler();
+
+		const policy: PolicyIR = {
+			id: 'allow-mfa',
+			effect: PERM_EFFECT_ALLOW,
+			priority: 0,
+			target: { action: 'read', resource: 'doc' },
+			condition: {
+				op: PERM_EXPR_EQ,
+				left: { op: PERM_EXPR_REF, root: PERM_ROOT_ACTOR, path: 'risk.mfa' },
+				right: { op: PERM_EXPR_CONST, value: true }
+			}
+		} as PolicyIR;
+
+		const actor: SubjectRef = {
+			id: 'u-1',
+			risk: { mfa: true }
+		} as unknown as SubjectRef;
+
+		const plan = compiler.compile({
+			schema,
+			policies: [policy],
+			action: 'read',
+			actor,
+			resourceType: 'doc'
+		});
+
+		// The nested value travels through `getPath`; the parameter the
+		// compiler emits is `true`, not `undefined`.
+		const predicate = (plan as { predicate?: { params: Record<string, unknown> } })
+			.predicate;
+		const params = predicate?.params ?? {};
+		const values = Object.values(params);
+		expect(values).toContain(true);
+		expect(values).not.toContain(undefined);
+	});
+
+	it('resolves a nested context path the same way', () => {
+		const compiler = createSqlCompiler();
+
+		const policy: PolicyIR = {
+			id: 'allow-region',
+			effect: PERM_EFFECT_ALLOW,
+			priority: 0,
+			target: { action: 'read', resource: 'doc' },
+			condition: {
+				op: PERM_EXPR_EQ,
+				left: { op: PERM_EXPR_REF, root: PERM_ROOT_CONTEXT, path: 'request.region' },
+				right: { op: PERM_EXPR_CONST, value: 'eu' }
+			}
+		} as PolicyIR;
+
+		const plan = compiler.compile({
+			schema,
+			policies: [policy],
+			action: 'read',
+			actor: { id: 'u-1' } as SubjectRef,
+			resourceType: 'doc',
+			context: { request: { region: 'eu' } }
+		});
+
+		const predicate = (plan as { predicate?: { params: Record<string, unknown> } })
+			.predicate;
+		const params = predicate?.params ?? {};
+		const values = Object.values(params);
+		expect(values).toContain('eu');
+		expect(values).not.toContain(undefined);
+	});
+
+	it('returns undefined parameter when the nested path is missing (matches runtime)', () => {
+		const compiler = createSqlCompiler();
+
+		const policy: PolicyIR = {
+			id: 'allow-region',
+			effect: PERM_EFFECT_ALLOW,
+			priority: 0,
+			target: { action: 'read', resource: 'doc' },
+			condition: {
+				op: PERM_EXPR_EQ,
+				left: { op: PERM_EXPR_REF, root: PERM_ROOT_ACTOR, path: 'profile.department' },
+				right: { op: PERM_EXPR_CONST, value: 'finance' }
+			}
+		} as PolicyIR;
+
+		const plan = compiler.compile({
+			schema,
+			policies: [policy],
+			action: 'read',
+			actor: { id: 'u-1' } as SubjectRef, // no `profile`
+			resourceType: 'doc'
+		});
+
+		// `getPath` returns `undefined` when the chain breaks; the
+		// runtime evaluator does the same. This test pins behavior so
+		// a future change can't silently re-introduce a literal
+		// `actor['profile.department']` path.
+		const predicate = (plan as { predicate?: { params: Record<string, unknown> } })
+			.predicate;
+		const params = predicate?.params ?? {};
+		const values = Object.values(params);
+		expect(values).toContain(undefined);
+	});
+});